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Auto Insurance That Truly Protects You

Most drivers think they have "full coverage," but in reality, their policies may leave them financially exposed. Without the right limits, you could be responsible for costly repairs, medical bills, or lawsuits. At Coastal Shield Insurance, we make sure you get the right coverage at the right price, so you're protected when it matters most.

What Does Auto Insurance Cover?

A properly structured auto insurance policy covers more than just the basics. We help you secure coverage that protects you, your passengers, and your vehicle in various situations.

Liability Coverage (Required in Most States)

  • Bodily Injury Liability Pays for medical expenses, lost wages, and legal fees if you’re at fault.
  • Property Damage Liability Covers repairs if you damage someone else’s car or property.

Collision Coverage (Recommended)

Covers repairs or replacement if your car is damaged in an accident, regardless of fault.

Comprehensive Coverage (Highly Recommended)

Covers non-collision events such as theft, vandalism, fire, and severe weather damage.

Uninsured/Underinsured Motorist Protection

Protects you if you're hit by a driver with little or no insurance.

Medical Payments Coverage (MedPay)

Helps pay medical expenses for you and your passengers, regardless of fault.

Additional Coverage Options

  • Roadside Assistance Help with breakdowns, towing, and lockouts.
  • Rental Car Reimbursement Pays for a rental car while yours is being repaired.
  • Gap Insurance Covers the difference if your car is totaled but you still owe on your loan.

Why Coastal Shield Insurance?

We simplify auto insurance by ensuring you get the best coverage without overpaying. Our approach includes:

  • Customized Policies We analyze your driving habits, coverage needs, and budget to tailor the best policy for you.
  • Access to Multiple Carriers We shop multiple top-rated insurers to find the best coverage at the best price.
  • Local, Personalized Service No call centers, no confusing insurance jargon—just honest guidance from professionals who care.

Get a Quote & Drive with Confidence

Don’t wait until an accident happens to find out you’re underinsured. Let’s build a policy that fits your needs and budget today.

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