Commercial Insurance
Services

Every business operates differently, and having the right policy in place is crucial to keeping your operations secure. Commercial insurance typically includes:

• General Liability Insurance Shields your business from third-party injury claims, property damage, and legal expenses.
• Commercial Property Insurance Covers physical assets, including buildings, inventory, and equipment.
• Business Interruption Insurance Provides financial assistance if your business is forced to close due to unforeseen events.
• Workers’ Compensation Protects employees by covering medical expenses and lost wages due to work-related injuries.
• Professional Liability Insurance Also known as errors & omissions (E&O) insurance, this covers claims related to negligence or mistakes in services provided.
• Commercial Auto Insurance Covers company-owned vehicles used for business operations.

No matter the size of your business, commercial insurance is essential to protecting your livelihood. We provide coverage for:

• Retail & E-Commerce Businesses
• Construction & Contractors
• Restaurants & Hospitality
• Professional Services & Offices
• Real Estate & Property Management
• Manufacturing & Wholesale

We know that every business has unique needs. That’s why we take a personalized approach to commercial insurance. Here’s what sets us apart:

• Custom Plans Your coverage is tailored to fit your industry and risk level.
• Multiple Carrier Options We work with top insurance providers to find you the best coverage at the best price.
• Local Expertise As a trusted insurance agency serving North Carolina and South Carolina, we understand the regional risks businesses face.
• Ongoing Support We don’t just sell policies—we’re here to help you navigate claims and policy updates.

Protect your investment with a customized commercial insurance plan. Whether you're looking for general liability, property coverage, or specialized policies, Coastal Shield Insurance is here to provide expert guidance and affordable solutions.