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Flood Insurance: Protect Your Home from Rising Waters

Flood damage can happen anywhere, even outside high-risk zones. Standard homeowners insurance does not cover flood damage, making a dedicated flood insurance policy essential. At Coastal Shield Insurance, we help homeowners secure affordable coverage to protect against costly repairs and losses.

What Does Flood Insurance Cover?

A flood insurance policy provides financial protection for: \

  • Structural damage Covers your home’s foundation, walls, and essential systems.
  • Personal belongings Protects furniture, appliances, and valuable items.

Who Provides Flood Insurance?

  • National Flood Insurance Program (NFIP) Backed by FEMA, offering standard flood protection.
  • Private Insurance Companies May provide additional coverage and higher limits.

Do You Need Flood Insurance?

If your home is in a flood-prone area, your mortgage lender may require flood insurance. However, 20% of all NFIP claims come from homes outside high-risk zones, making coverage a smart investment for all homeowners.

Get the Right Protection Today

Don’t wait until a storm is approaching—secure flood insurance now for peace of mind. Coastal Shield Insurance will compare policies and ensure you get the best coverage for your home.

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